Financing of current business activity

To finance current business activities, banks grant various types of short-term loans. These can take the form of unsecured loans or loans secured by collateral. The amount of the loan granted depends on the trustworthiness and the future prospects of the company. Aside from the usual forms of bank lending, lease financing and forfeiting are also gaining importance. For rapidly growing young enterprises and start-ups deciding on a location, it is important to know what financing possibilities exist for the start-up phase and the second step. The sheer range and quality of financial service providers in Switzerland means that a variety of attractive solutions are available, such as sureties, convertible loans and forms of financing along venture capital lines.

When a new business is established in Switzerland, financing in Swiss francs should be preferred because of currency considerations. As a rule it is also more economical.